Pine Cone Press-Citizen | Longville, MN
weather sponsored by

Advanced Search
search sponsored by

Local News
Cass County News
Letters to the Editor
Reader Submissions
Community Links
School News
City Council Minutes
Legal Notices
Get Connected In Longville
Photo Gallery
Contact Us

Guidepoint Pharmacy

home : cass county news : cass county news
October 19, 2017

10/9/2017 11:53:00 AM
Employee health insurance rates to stay the same
Cass County Correspondent

WALKER-Cass County commissioners voted Tuesday to keep the county's major medical charges to the county and employees the same in 2018 as in 2017.

This marks the third year in a row for rates to remain the same.

Cass has a self-insurance program for major medical coverage. The county contracts with Blue Cross Blue Shield to administer the program, but the county chooses premium rates and decides how much reserve funding to maintain.

Chief Financial Officer Sandra Norikane reported the county has more in its insurance reserve than Blue Cross Blue Shield has recommended.

The county pays employees $1,045 per month for insurance. Of that, $4.90 goes toward a basic life insurance policy. The employees must use the balance to purchase one of the major medical options the county offers from its self-insurance program.

They can choose a plan for a single individual or family. In 2018 for the first time, they also will have a third option for a single person, plus one additional individual rather than having to buy coverage for a whole family.

Within the single option, they can select from a $1,000, $2,000, $3,000 or $3,375 deductible, but if they choose the $3,375 deductible they also must set up a health savings account.

With single, plus one or a family plan, they can select from a $1,000, $2,000, $3,000 or $6,750 deductible. Those choosing the highest deductible must also set up a health savings account.

Employee costs, like the county contribution, will not change in 2018.

For single plans, the employee major medical cost ranges from $616 for the $3,375 deductible to $725 for a $1,000 deductible. This employee then has between $424.10 and $315.10 extra money the county paid him that he does not need for his medical insurance.

The employee will pay income tax on that excess money just like wages. He is allowed to use the county payment to buy other insurance like dental or disability or to open a health savings account or just spend it.

For single, plus one plans, the employee major medical plans cost between $1,417 and $1,668, depending upon the deductible. Those employees have to pay in addition to the county payment another $376.90 to $627.90 per month for their major medical coverage.

For family plans, the employee major medical plans cost between $1,593 and $1,719 per month, depending upon deductible. Those employees have to pay in addition to the county payment another $552.90 to $678.90 per month for their major medical coverage.

Second publication rights after Brainerd Dispatch.

Bill Hansen Realty

Article Comment Submission Form
Please feel free to submit your comments.

Article comments are not posted immediately to the Web site. Each submission must be approved by the Web site editor, who may edit content for appropriateness. There may be a delay of 24-48 hours for any submission while the web site editor reviews and approves it.

Note: All information on this form is required. Your telephone number is for our use only, and will not be attached to your comment.
Submit an Article Comment
First Name:
Last Name:
Anti-SPAM Passcode Click here to see a new mix of characters.
This is an anti-SPAM device. It is not case sensitive.

Hackensack Lumber
Stepping Stones
Woodland Insurance
Dennis Funeral Home
Pat Boen & Dave Owen Realtors

Pine Cone Press-Citizen • PO Box 401 • Longville, MN 56655 • Phone: 218-363-2002

Software © 1998-2017 1up! Software, All Rights Reserved